I’m really diligent about my savings. I own my houses, no mortgage. I have no dept because credit cards scare me. And if I do use my credit cards I’ll pay the bill the very next month in full. I am leasing my cars because I like to change them every two to three years and I have a rather huge health insurance bill that feels like I’m burning money because I never use it since I’m healthy (thank god! but it still feels like throwing money into a pit of fire since it costs a ton and the coverage seems to suck hard! The joys of being self employed and having to rely on yourself for your own benefits and retirement). I have separate checking accounts that I use for pleasure and life expenses. I like to see where my money is going and how I’m spending it so I keep things separate.
Why am I telling you this?
Because I have a hard time saving my Ulta Rewards!
Do You Save Your Ulta Points Or Do You Spend Them Right Away?!
Can I just tell you, I have some sort of weird problem racking up points at Ulta. As soon as I have a little reward money I spend it RIGHT AWAY! Right now, I have a $11 bucks available and I’m applying it to my current order of $30. WTH? It’s so dumb. The order is just $30 bucks, it’s not like I don’t have $30 bucks to spend but I’m all like, well if I deduct $11 it’ll only make the bill $19. WHAT? What sort of mentality is this!?
I see people tell me they have like $75 worth of Reward Dollars stored up and I’m all, “Honey, if I have 2 bucks in there, I’m using it!”
Why is it I’m so diligent about my real life savings but I can’t save a few bucks of virtual Ulta money!?
Do you spend your rewards right away or do you stash it away until you have a nice hefty amount?