February 11, 2016

Take Out a Beauty Mortgage

Beauty Mortgage

Did you know you can take out beauty mortgages on some of your favorite brands?

That’s what I call ’em, beauty mortgages.

What are they?

Find out below!

A beauty mortgage is a flexible payment plan that lets you buy the latest, greatest beauty from your fav brands like Too Faced, Lancome, Tarte, Charlotte Tilbury, etc..and do so on a payment plan option.

So say you really want Charlotte Tilbury’s Magic Night Cream Intense Repair & Skin Healing Elixir but man, $145 in one go sounds way too much to pay! No problem head to Beautylish and take advantage of their Affirm Flexible Payment Plan that let’s you get that cream onto your vanity for $48.33. What’s the catch? You have to pay two more payments of $48.33 over the course of the next two months. It basically breaks your $145 payment into three low month payments so you’re left feeling a little less guilty about paying over $50 for a moisturizer.

Don’t forget both HSN and QVC also offer Easy and Flex Payments as well on many, many different brands like Benefit, Lancome, and Too Faced. They break down payments into 3 and even 5 payments so you can get your favorites to you for as little as $15 to $20 and pay off the rest in smaller increments over the course of a three to five month period.

So if you’re feeling a little low on cash or you feel a little less guilty about a major beauty purchase that comes in the form of several payments you might want to take advantage of these beauty mortgage plans for yourself!

About the Muse

Isabella MuseIsabella is just an average everyday geeky girl who doesn’t blend her eyeshadow correctly, wears too much blush, and hopes she never finds her holy grail products because she likes the thrill of the chase so much. Her mission is to bring you super honest reviews on makeup, skincare, fragrance and all things beauty. She’s in no way an expert on the topic and she sure as hell isn’t a super model. But she’s passionate about makeup and is seeking like-minded individuals that like pina coladas, getting caught in the rain, and ones that enjoy spending hundreds of dollars at Sephora without feeling buyer’s remorse. If you’re that person feel free to reach out and leave a comment or follow me on Facebook, Instagram, Twitter, and Bloglovin‘.

Comments

  • JoElla

    Or Evine dot com.. lots of great skincare there. And they usually have 6 evol pays all the time.

  • Michelle

    In terms of cosmetics, I’m of the opinion that if I can’t afford it now, I shouldn’t be buying it. Don’t people have enough mortgages/loans to pay?

    • Isabella Muse

      thankfully I don’t have any debt! But it’s always nice option when qvc/hsn/etc have some sort of flex pay on an item I think it’s a nice option to have if you wanna space apart payments.

      • Melanie

        I am debt free as well and if there is something that one loves that has a high price tag….. it is a nice option. I don’t feel it has anything to do with what someone can or cannot afford. It is a personal preference. No interest, break up cost heck why not !!

        • Isabella Muse

          It makes me feel less guilty about a major purchase haha!

    • Isabella Muse

      haha amen! I’d feel better about splurging on meteorites powder if I can space the payments out!

  • Janessa

    Well F word… I always take advantage of the easy pay and flex pay options with QVC and HSN… If I can get the Charlette Tilburry bronze and glow palette and boobie blushes (YOU know the ones I’m talking about 😉 haha) on a easy pay option… There goes my 2016 no-buy… Thanks Muse! Love ya to pieces for this one!

    Baahahah JKJK You’re the best 🙂

    • Isabella Muse

      lol the boobie blushes hahaaaaaaaaa! yeah I know the ones 😀 Yes, you can indeed get all those lovely things at Beautylish and more on a beauty mortgage haha 😀 Enjoy girl love ya back 😀

  • Jay

    I like the idea!! It makes beauty products more accessible, and definately eases the guilt hahaha. I wish more stores still had did layaway..it would have helped when I had to build a new wardrobe for a new job! Great topic, very interesting Muse 😉

    • Isabella Muse

      I agree! I feel so much less guilty when I’m paying in three payments vs one lol! Thanks Jay <3!

  • Cindy

    What is wrong with saving up for something if you can’t afford it? Isn’t this what banks in America did on mortgages that send the world into a financial crisis? I am up for a beautyschool that teaches people to think before they buy stuff they don’t actually need.

    • Isabella Muse

      Nothing at all Cindy! It’s def a smart way to make purchases! Sometimes people like to space their payments apart on major products, HSN/QVC etc flex payments are a nice payment option to have at times. Def not endorsing people put themselves into debt.