April 8, 2019

Sephora Credit Card Benefits and Rewards versus Ulta Ultamate Rewards Credit Card

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The Sephora Credit Card has arrives! You can apply for it now at sephora.com. But I bet you’re wondering the difference between the Sephora Credit Card Benefits and the ones you might be already getting with yoru Ulta Ultamate Rewards Credit Card am I right?

Here’s the breakdown between the the Sephora Credit Card versus the Ulta Credit Card!

Ulta Ultamate Rewards Credit Cards:

  • 20% off your first purchase at Ulta
  • No Annual Fee
  • 2 points for every $1 spent
  • 1 point for every $3 spent outside of Ulta
  • Enjoy 500 Welcome Bonus Points when you spend $500 in the first 90 days outside of Ulta Beauty

Sephora has two different credit cards available. The first is a Sephora Credit Card that can be used exclusively at Sephora and the other is a Sephora Visa Credit Card which can be used outside of Sephora.

Sephora Credit Card Benefits and Rewards:

  • 15% Off your first purchase made at Sephora
  • Earn 4% back in rewards when shopping at Sephora
  • Earn 1% Back in rewards when shopping everywhere else
  • No Annual Fee
  • $20 Reward Card for your first $500 spent outside Sephora within first 90 days

Sephora Visa Credit Card Benefits and Rewards:

  • 15% Off your first purchase made at Sephora
  • Earn 4% back in rewards when shopping at Sephora
  • Earn 1% Back in rewards when shopping everywhere else
  • No Annual Fee
  • $20 Reward Card for your first $500 spent outside Sephora within first 90 days
  • Emergency Card Replacement if Lost or Stolen
  • Zero Liability
  • Auto Rental Coverage & Roadside Dispatch
  • Tap To Pay

4% back in Rewards Dollars does not apply to purchases made at Sephora inside JCPenney stores, Puerto Rico, and Canada. Sephora Credit Card Rewards are issued in $5 increments with your billing statement. The Sephora Credit Card Rewards Program is provided by Sephora and its terms may change at any time.

I receive a small commission if you shop through my link.

About the Muse

Isabella MuseIsabella is just an average everyday geeky girl who doesn’t blend her eyeshadow correctly, wears too much blush, and hopes she never finds her holy grail products because she likes the thrill of the chase so much. Her mission is to bring you super honest reviews on makeup, skincare, fragrance and all things beauty. She’s in no way an expert on the topic and she sure as hell isn’t a super model. But she’s passionate about makeup and is seeking like-minded individuals that like pina coladas, getting caught in the rain, and ones that enjoy spending hundreds of dollars at Sephora without feeling buyer’s remorse. If you’re that person feel free to reach out and leave a comment or follow me on Facebook, Instagram, Twitter, and Bloglovin‘.

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Comments

  • kjh

    Hmmmm. Not sold. It looks as if they are trying a discover card type approach. I don’t even know how to use the Amazon dollars i’ve accrued.

  • Kimmwc03

    I’m trying to avoid the Sephora credit card. I have enough cards now.

  • Denise

    I’m gonna need some clarification from Sephora on exactly what those “rewards”� are. Because the last thing I need is to amass more of their useless points.

  • LaLa

    States this at the bottom of the site.

    �4% back in Rewards Dollars does not apply to purchases made at Sephora inside JCPenney stores, Puerto Rico, and Canada. Sephora Credit Card Rewards are issued in $5 increments with your billing statement. The Sephora Credit Card Rewards Program is provided by Sephora and its terms may change at any time.�

    • Denise

      I read that fine print, but I find it confusing. Does it mean we would get a straight 4% cash back? Or would we be issued equivalent points? I currently have 4000 points saved up at ULTA, which translates into $250 I can spend there on whatever I want. I can’t picture Sephora meeting or beating that!

      • Isabella Muse

        I think it means cashback on your account balance! Like the Amazon store card!

        • Denise

          Yeah, that’s not worth it to me. I’ll continue making my (very rare) Sephora purchases with my Ultamate MasterCard.

  • Felicia Ferrick

    Just got mine yesterday. 🙂 I love my Ulta card because of the points system. Sephora’s point system always seemed lacking to me until a few weeks ago when I realized I could trade in 2500 points for a $100 gift card. I don’t know if that is a new perk or I just have never seen it before but it makes the points worth something to me finally which makes the credit card worthwhile to me as long as I pay it in full each month. Lol. I wonder if I can save the 15% welcome and stack it with the 20% Rouge code. I really want that NudeStix Nude Beach kit at Ulta and Sephora just added it. 35% off would be lovely. Although points toward a bill credit is fine too.